Here in Indonesia to
support MSMEs and
drive financial
inclusion
Credit Saison Indonesia is a financial company with a mission of bringing people, partners and technology together, creating resilient and innovative financial solutions for positive impact.
The Saison
difference
Deep Credit Expertise
We are a global financial player with lending as our core business. Through our experienced team, we bring strong credit risk management and debt structuring capabilities to this market.
Strong Backing from Japan
We are part of Credit Saison Co. Ltd., one of Japan's largest lending organisations with over 70 years of history and listed on the Tokyo Stock Exchange.
Committed to Impact
We are dedicated to drive greater financial access and inclusion among the underserved population, and support the sustainable growth of the financial ecosystem of Indonesia.
Our Verticals
Direct Financing
We provide direct financing facilities to MSMEs through unsecured or secured business loans, working with anchor partners to serve our customers.
Investment Financing
Financing of capital goods and services needed for business & investment activities, such as company expansion or relocation.
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Working Capital Financing
Financing to meet expenditure needs that covers operations, payroll or any other short term expenses for your business.
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Multipurpose Financing
Financing for goods and/ or services needed by consumers for a variety of needs, not for business purposes or productive activities.
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Channeling Financing
We conduct P2P lending and embedded finance by working closely with P2P providers, Fintechs and Platformers to support on customer acquisition, underwriting, banking operations, collections and customers service.
Koinworks
"Credit Saison was our first institutional backer who believed in our mission. Today not only are they our largest Partner, but also the best one to work with."
Benedicto Haryono, CEO & Co-Founder
Founded in 2016, KoinWorks is Indonesia's leading MSME Neobank, serving 2.5 million users. It empowers underserved MSMEs with sustainable financing while enhancing individual investors' wealth.
Julo
"It’s been a delight to partner with an organization that shares our mission to achieve financial inclusion. Their dedication to innovation and customer-centric solutions has been invaluable in our journey to empower Indonesians financially."
Adrianus Hitijahubessy, CEO & Co-Founder
Founded in 2016, KoinWorks is Indonesia's leading MSME Neobank, serving 2.5 million users. It empowers underserved MSMEs with sustainable financing while enhancing individual investors' wealth.
Our people
Kosuke Mori
CEO, Saison International
Kosuke Mori serves as the CEO of Saison International, overseeing Credit Saison's global business operations. In his role as Board Director and Head of Global Business for Credit Saison Co. Ltd. he creates the strategic vision for driving global expansion and innovation of the group.
Haruka Ikegami
President Director for
Credit Saison Indonesia
Haruka Ikegami serves as the President Director of PT Saison Modern Finance, responsible for leading the multifinance business in the Indonesian market and moving along with the vision and mission and values for driving expansion and innovation of the company.
Sikkat Adisaputra
General Manager of
Product & Process
Starting working in Citibank Indonesia, Sikkat has experience in working across B2C and B2B customers. At Credit Saison Indonesia, he leads Product & Process and drives and oversees the acquisition of customers to ongoing servicing of our partners and borrowers.
Eko Komarullah
General Manager of Governance,
Risk and Compliance
Serving as the GM for Governance, Risk & Compliance, Eko has more than 23 years of experience in finance, specializing in Enterprise Risk Management. At Credit Saison Indonesia, he also oversees corporate compliance and financing sustainability.
Since 2015, we've been in Indonesia driven by its great potential for credit access. Our commitment to Indonesia remains strong, and we continue to invest in its long-term growth.
Kosuke Mori, Chief Executive Officer
Credit Saison
& Saison
International
Credit Saison Co. Ltd. is a global financial
company from Japan, with Saison International as its international headquarters in Singapore.
Globally, our core businesses are in
lending and corporate venture capital.
Over 1,000 employees work across our global markets of Indonesia, Mexico, Brazil, India, Vietnam, Thailand and Singapore.
Our global
footprint
Our vision,
mission and values
Our vision
To be a transformative partner in
creating opportunities and
enabling dreams.
Our mission
To bring people, partners and
technology together,
to create resilient, innovative financial
solutions for positive impact.
Our values
Our value system
consists of 4 ‘I’s
We believe in acting with
INTEGRITY, fostering
INCLUSION, leading with
INNOVATION, delivering
with IMPACT.
We treat one another with respect, interact with honesty and approach everything we do with a sense of responsibility.
We embrace diversity of backgrounds and opinions, encourage openness to new concepts and work with a collaborative spirit.
We approach challenges creatively, adapt seamlessly across markets, and transform through excellence.
We are dedicated to bringing empowerment through our continuous improvement and collective resilience.
Get in touch
Customer Care Email :
customercare@creditsaison-id.comWhistleblowing Email:
wbs@creditsaison-id.comOffice Address:
Cyber 2 Tower - 29th floor, Jl. H.R. Rasuna Said
Blok X-5 No.13
Jakarta Selatan, 12950
